Cred is an Indian payments app mostly used for credit card payments. It is a members only club that rewards its creditworthy members with exclusive perks, privileges and cashbacks for making payments through Cred. Signup with Cred Signup code/link to get Rs 250 on first bill payment and other exclusive offers. Signup and start referring.
Cred Signup Link, Use it to claim your membership right away and make any bill payment to earn up to ₹250 in assured cashback.
Process of Referring Cred
Every CRED member has a unique referral link that can be shared on WhatsApp. When someone joins the CRED app using your link and makes his first credit card or utility payment, you receive a referral cashback. Follow the steps below to refer the CRED app to your contacts:
- Open the CRED app on your Android or iOS device.
- Select the ‘View All’ option on the CRED home screen.
- Click on ‘Refer and Earn’.
- Select the ‘Invite Via WhatsApp’ button to launch the WhatsApp share window.
- Select the contacts and click on ‘Send’ to share your CRED Signup Code/Link.
The selected contacts will receive your Referral Link to download the CRED app.
Cred Signup Eligibility Criteria:
CRED has set up clear eligibility requirements to offer a safe payment experience to its existing users. Access to features of the CRED app is exclusive to users who fulfill the following criteria:
- Minimum age of 18 years.
- Credit Score of 750 or more.
- Not legally barred from using the CRED app.
Cred Pros and Cons:
Pros:
- Simple and easy-to-use interface.
- Regular reminders on upcoming Credit Card bill payments and super-fast payments.
- Instant cashback and rewards on UPI and bill payments.
- Search Credit Card Statement for any hidden/additional charges.
- Tokenization of saved credit cards to increase security.
Cons:
- Access to bank account details.
- The CRED app requires access to emails, making it prone to piracy and data theft.
- Overtime loss in the value of CRED Coins and Rewards.
Cred Signup Code and T&Cs
CRED offers attractive cashback for each referral, and a few users may try to misuse the CRED Refer and Earn scheme to earn extra cashback. Therefore, CRED has set up strict terms and conditions for such malicious users. These terms and conditions are as follows:
- The person to whom the referral link is shared must be eligible to join CRED.
- The new CRED member must pay a minimum of Rs. 1,000 for credit card bills or Rs. 100 for utility bills through the CRED app.
- You must claim the cashback reward within 14 days.
Cred Referral FAQs
Q1. What is the minimum payment in CRED refer and earn?
Ans. Presently, the minimum referral reward in the CRED App Refer and Earn scheme is Rs. 200. The reward amount is subject to change from time to time.
Q2. What is the CRED customer care number?
Ans. You can contact CRED customer care using this number: 78700 78700.
Q3. What to do if my CRED Referral is Not Working?
Ans. Contact CRED Customer Care via the ‘Access Support’ section in the CRED app if your CRED referral is not working.
Q4. Is CRED approved by RBI?
Ans. Yes, the Reserve Bank of India has approved the CRED app.
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