Author name: Messi

Groceries online vs offline
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Are Sub-Standard Products Sold Online? (Zepto/Swiggy/BBNow)

Are Sub-Standard Products Sold Online in India by Online Delivering Platforms? In the digital age, online shopping has revolutionized the way Indians purchase goods, offering unparalleled convenience and access to a vast array of products. However, with this convenience comes the concern: “Are sub-standard products sold online in India?” This question has been on the minds of many consumers including me who have experienced disappointment after receiving items that don’t meet their expectations. In this blog, I will share a similar unpleasant experience of mine and we’ll also explore the prevalence of sub-standard products in Indian e-commerce, the factors contributing to this issue, and what consumers can do to protect themselves. Let’s dive in. Table of Contents Introduction Why Sub-Standard Products Sold Online in India are very common? My Experience: Quality Concerns with Online Orders How to Identify Sub-Standard Products Online? Pros and Cons of Online Shopping in India Conclusion FAQs Introduction As online shopping grows in popularity across India, so does the risk of encountering sub-standard products. With millions of products available at your fingertips, it’s not uncommon for consumers to receive items that fail to meet the quality advertised. This blog delves into the reasons behind this growing issue and provides insights on how to navigate the digital marketplace safely. My Experience: Quality Concerns with Online Orders In the past, very often I used to order groceries online from Swiggy Instamart. And whenever I used to order essentials like bread and milk from Swiggy Instamart, I often noticed a strange, off-putting smell. This wasn’t just from the outer packaging but even when I consumed the products, the weird smell lingered. This immediately made me question the quality of these goods. More recently, I had a similar experience when I ordered soft drinks from Big Basket. Both the Pepsi and Fanta I received had no fizz one would expect from freshly opened bottles. This experience made me wonder if there’s a possibility that brands like Pepsi are producing different quality products for online retailers, also enabling these platforms to offer products at much better prices than what you would find in physical stores. These experiences have led me to question whether online retailers, due to their complex and often extended supply chains, are inadvertently offering sub-standard products. I also do acknowledge that factors such as improper storage conditions or longer shipping times might be contributing to this decline in product quality. But sometimes the taste and smell of the products I have received make me question that whether sub-standard products sold online in India? Please do share your experiences and thoughts about the same in the comment section, especially, if you are the one from a related field. Why Sub-Standard Products Are Common in Online Shopping? Sub-standard products are prevalent in online shopping for several reasons: Lack of Physical Inspection: When shopping online, consumers can’t physically inspect the product before purchasing. This limitation makes it easier for sellers to pass off inferior goods as high-quality products. Counterfeit Goods: The e-commerce market in India is flooded with counterfeit products, especially in categories like electronics, fashion, and beauty. These items are often sold at a fraction of the price of the original, tempting consumers to make a purchase without realizing they are buying fakes. Unregulated Sellers: Many e-commerce platforms allow third-party sellers to list their products without stringent quality checks. This lack of regulation can lead to an influx of sub-standard goods in the market. How to Identify Sub-Standard Products Online? To avoid falling victim to sub-standard products, consumers should be vigilant and follow these tips: Read Reviews: Check product reviews from other buyers. Look for common complaints about quality, durability and authenticity. Check Seller Ratings: Always purchase from sellers with high ratings and positive feedback. Beware of Prices Too Good to Be True: If a product is significantly cheaper than its market price, it’s a red flag. Inspect Product Descriptions: Pay close attention to the product description. Incomplete or vague details can indicate a sub-standard product. Pros and Cons of Online Shopping in India Pros: Convenience: Shop from the comfort of your home. Variety: Access to a wide range of products and brands. Competitive Prices: Often cheaper than physical stores. Cons: Risk of Sub-Standard Products: As discussed, there’s a chance of receiving low-quality goods. Delivery Delays: Shipping times can vary, leading to potential delays. Lack of Physical Inspection: You can’t touch or try the product before buying. Rupya Bachao Conclusion So, are sub-standard products sold online in India? The answer is yes, but with caution and the right strategies, you may minimize the risk. By shopping from verified platforms, reading reviews, and being aware of potential red flags, you can enjoy the benefits of online shopping without compromising on quality. Also what is important is that if you encounter such an event of receiving inferior or sub-standard products then immediately raise a complaint for the same and ask for a return/refund/replacement of that sub-standard product/s you have received. Being Aware is Crucial! Share your thoughts and experiences in the comment section. FAQs 1. How can I ensure that I’m not buying a sub-standard product online? A: Stick to well-known platforms, read reviews, and avoid deals that seem too good to be true. 2. What should I do if I receive a sub-standard product? A: Contact customer support immediately and request a return or refund. 3. Are there specific categories where sub-standard products are more common? A: No, electronics, fashion, health, grocery, beauty products and almost all categories have instances of counterfeits and sub-standard goods. RupyaBachao We hope you liked this post and we would like to recommend this post in which we share the best credit cards for railway lounge access. Or this post in which we shared the trick to get Hostinger at minimum price.

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Use Multipl Referral Code 6G7WX for Digital Gold Worth Rs300

Digital Gold on signing up with Multipl Referral Code ‘6G7WX’ Multipl is a revolutionary mobile app backed by Kotak Securities that combines the power of saving, investing, and shopping to help users achieve their lifestyle goals while earning big rewards. The motive is to restrict their users from using credit for shopping and get habitual with Investing before spending.  Q. What is the benefit of using Multipl App Referral Code on signup? By signing up using the Multipl Referral Code (6G7WX), new users can secure digital gold worth Rs.300 and start benefiting from the app’s innovative features. Multipl Referral Code 6G7WX (Key Features) Multipl is the app that allows you to save, invest, and then spend for all of your big-ticket purchases as well as for long-term wealth development. Mission: Learn Investing before Spending for your wants. Signing up with Multipl App Signup Code ‘6G7WX’ will reward you with digital gold worth Rs 300 on signup.  KEY FEATURES: Goal-oriented saving: Stay motivated and track your progress towards achieving your dream lifestyle. Automated micro-investing: Effortlessly grow your savings without actively managing your investments. Expert-curated mutual funds: Invest in diversified funds chosen for their growth potential and risk profile. Brand partnerships: Unlock exciting rewards and discounts from your favorite brands as you reach your goals. Secure and transparent: Enjoy a secure platform with clear investment information and fee structures. Signup Process: Multipl Referral Code ‘6G7WX’ Download, Install and Open the app. Create an account: Sign up for a new account by entering your phone number/email, creating a password, and agreeing to the terms of service. Enter the Multipl app referral code ‘6G7WX’: During the sign-up process, find the referral code field and enter the Multipl referral code 6G7WX to claim digital gold worth Rs 300. Set your goals, reach your goals and redeem it for the brand you want. Enjoy extra interest as contribution by brands. Refer & Earn on Multipl App Refer Multipl App to your friends and earn Amazon Voucher worth Rs 500 for each successful signup and the referee will get digital gold worth Rs 300 on signing up with an invitation code (Multipl Referral Code ‘6G7WX’). Referral Terms: You, as the referrer, earn Rs 500 worth of Amazon gift card when your friend creates their first goal and completes at least 6 sips or that goal is completed, whichever is earlier. Easy start goal or Test the waters goal and Daily savings goal or Open goal and goals with less than Rs 8,000 as goal amount are not eligible for referral rewards. Your friend, as the referee, earns Rs 300 worth of Digital gold on creating their first goal and completes at least 6 sips or that goal is completed, whichever is earlier. After you and your friend have made a successful eligibility, your rewards can be accessed from the Rewards section of the App. (Don’t forget to use the Multipl Referral Code 6G7WX on signup) Multipl App FAQs: Multipl Referral Code 6G7WX Q. What unique benefits do I get on Multipl App? A: There are always rewards for saving up. Some of our brand offer are exclusive to Multipl. You will ALWAYS spend less on your purchases and never go in debt to purchase on the things you want or need. Q. Is Multipl app completely free? A: Yes, the app is completely free. There are no hidden charges from Multipl.  Q: How to use the Multipl app to gain maximum benefits? A: Planning on Multipl is much better than using your savings account for your purchases. To make the best of it, make plans for all expenses. Here’s some you can create plans for – – All yearly expenses: Insurance, Tax, House Maintenance, Education, Travel, Anniversary and Birthday Gifts. – All the things you wish to buy in a span of one year: Cars, Bike, Hobbies, Gadgets, Electronics – Funds that you might need in future: Emergency and unexpected expenses. – Always select a brand(if available) if you’re planning on spending. Always make sure to spend all your mbits for additional rewards. With many plans, you will slowly work towards all your goals with consistent saving instead of splurging your money all at once. Q. Are there any signup rewards on Multipl App? A: Yes, signing up with an invitation code will make the user eligible for gold worth rs 300 on signup. (Use Multipl referral code 6G7WX) We hope you liked the post and would recommend you to read this post of ours in which we shared the trick to get a medium pizza from eatsure for free.

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Blog, Survey

Top Online Survey Websites in India (2024): The Best 5

Top Online Survey Websites in India: A Comprehensive Guide In the digital age, making money online has become increasingly popular, and one effective way to earn some extra cash is through online surveys. If you’re looking to make a bit of pocket money by sharing your opinions, you’re in luck. In this blog, we’ll explore the 5 top online survey websites in India to help you find the best platforms to get started. Also, I have used all the five survey sites personally and all are legit. Let’s dive in. Disclaimer: This blog may contain partnered links but doesn’t affect the review or rankings. The rankings are based on personal experience and actual details.                                               Table of Content Introduction Rupya Bachao: 5 Top Online Survey Websites Crownit App Lifepoints InstaGC Opinion Bureau Tommy SurveyTime Benefits of Survey Sites Conclusion Rupya Bachao: 5 Top Online Survey Websites   In this blog, we’ve carefully curated and ranked the top 5 online survey websites based on our personal experience and thorough reviews. Having used each of these platforms extensively, we can confidently affirm that all of them are legitimate and secure. Below, you’ll find our detailed reviews of each site, highlighting their features and Pros & Cons. #1. Crownit App (#TheBest) Crownit is a versatile app that not only allows you to take surveys but also lets you earn rewards for everyday activities such as shopping and dining. The app offers a seamless user experience with easy-to-complete surveys and a range of redemption options. I have earned more than Rs 10,000 from Crownit. Key Features: High Paying Surveys Pay per Survey UPI Reward Option More Ways to Earn Daily Surveys Pros & Cons Pros: Multiple ways to earn rewards (shopping, dining, surveys). Regular Surveys. High Paid Surveys. UPI as Redemption Method. Pay per survey. Cons: Survey Quantity might be overwhelming. High Rate of Disqualification. #2. Lifepoints Panel Lifepoints offers a wide range of surveys on various topics and provides a flexible way to earn points. These points can be redeemed for cash or gift cards. The platform also provides regular surveys and product testing opportunities. I have earned more than Rs 5,000 from Lifepoints. Key Features:  Frequent Surveys Amazon Pay & Paypal as Payout Option Often Sends High Paying Surveys Minimum Payout Requirement (Rs 250 or 330 Points) Pros & Cons Pros: Regular and varied survey opportunities. Flexible point redemption options. Opportunity to participate in long and high paying surveys. Cons: Surveys may not always be available. Minimum Payout Requirement. #3. InstaGC INSTAGC (Instant Gift Cards) allows users to earn points by completing surveys, watching videos, and performing other online tasks. Points can be redeemed for gift cards or PayPal cash. The platform is accessible via a website and mobile app. Through InstaGC surveys, I have earned around Rs 3,000. Key Features: Frequently Sends Surveys Survey value around 1$ Paypal Available Minimum Payout 1$ Variety of Surveys Pros & Cons Pros: Pays around 1$ per survey Multiple earning options (surveys, videos, offers). Simple registration process. Paypal Available for Redemption. Cons: Signup Correctly. Payout is not that good for its Indian users. #4. Opinion Bureau Opinion Bureau provides users with a wide array of surveys on various topics, ranging from consumer products to services. Users earn points that can be redeemed for cash or gift vouchers. So far, I have earned Rs 2,500 from Opinion Bureau. Key Features: Occasional Surveys Well Paid Surveys Earn through polls Can Redeem as PayTM Minimum Payout: Rs 250 or 500 points Long Waiting Time For Redemption Pros & Cons Pros: Diverse survey topics and polls for points. Reliable payment and redemption options. (Includes PayTM) Easy-to-use platform. 100 Rupees as Signup. Cons: Survey frequency is usually very low. Minimum Payout Requirement. (Rs 250) Takes time to redeem the reward. Points required for cash redemption can be high. #5. Tommy Surveytime SurveyTime is a global survey platform that offers instant rewards for completing surveys. Unlike many other platforms, SurveyTime provides immediate payment upon survey completion. Haven’t used SurveyTime much but have earned around Rs 1,000 from this website too. Key Features: Frequent Surveys Good Value Redeem as Paypal Minimum Payout at 5$ Pros & Cons Pros: Pays 0.5$ to 1$ per survey Simple registration process. Cons: Now, Minimum Payout Requirement is there. Payout is not that good for its Indian users. Benefits of Online Survey Websites Engaging with online survey websites offers several benefits: Extra Income: Surveys provide an opportunity to earn additional money without a significant time investment. Flexibility: You can complete surveys at your convenience, fitting them into your schedule. Variety of Rewards: Many platforms offer various redemption options, from cash to gift cards. Consumer Insights: Participating in surveys helps customers to provide valuable feedback, influencing future products and services. Rupya Bachao Conclusion Choosing the best online survey website in India depends on your preferences for rewards, survey availability, and payout methods. The top online survey websites like Crownit App, Lifepoints, SurveyTime, Opinion Bureau, and The Panel Station offer diverse opportunities to earn extra cash. Each platform has its unique features, so you may want to explore a few to find the one that best fits your needs. While online surveys can provide a nice supplementary income, they should not be relied upon as a full-time job. They are best suited for earning pocket money or as a side hustle. For more substantial and sustainable income, focusing on skill development and career advancement may be a more fruitful approach. Hey Readers, I hope you found this guide helpful and are now ready to kickstart your journey with online surveys. If you enjoyed this post and found it useful, don’t forget to subscribe to our blog for more valuable insights and updates. Additionally, be sure to check out our latest post where we share a fantastic trick to get a medium pizza for free from Eatsure.

save tax on hostinger
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Save Tax on Hostinger: How to Eliminate Taxes Easily?

Save Tax on Hostinger   When I was trying to purchase Hostinger’s Hosting Subscription at the lowest possible price, I wondered: can we save tax on Hostinger? After extensive research and experimentation on the Hostinger website, I found the answer. Yes, you can save tax on Hostinger hosting plans with just a click! Simply navigate to Hostinger’s checkout page and scroll to the ‘Company Details’ section. Enter your company’s name and GSTIN number, and voila! Your taxes will be reduced to zero. In this post, we’ll also highlight the benefits of Hostinger and share an exclusive referral link to get Hostinger Hosting Plans at the minimum price possible. Why Choose Hostinger? Affordability: Hostinger is known for its competitive pricing, making it accessible for everyone from beginners to professionals. And, signing up through our exclusive referral link makes Hostinger’s hosting plans even more affordable. Performance: With a robust infrastructure and high-speed servers, Hostinger ensures your website runs smoothly and quickly. Features: From a user-friendly control panel to a variety of tools and resources, Hostinger provides everything you need to manage your website efficiently. Customer Support: Hostinger offers 24/7 customer support, ensuring help is available whenever you need it. How to Save Tax on Hostinger Hosting Plans? When it comes to choosing a hosting provider, Hostinger stands out for its affordability, performance, and features. Whether you’re a blogger, small business owner, or web developer, Hostinger offers a range of plans that cater to different needs. But who doesn’t like saving money? After extensive research, I discovered that using coupon codes and referral links can significantly lower the price. For example, using a referral link to sign up grants you an instant 20% discount, whereas coupon codes typically offer a 10% discount. However, I wanted to find a way to further reduce the tax component. Here’s what I found: Simply navigate to Hostinger’s checkout page and scroll to the ‘Company Details’ section. Enter your company’s name and GSTIN number, and voila! Your taxes will be reduced to zero. This little unknown trick can help you save even more on Hostinger’s already affordable hosting plans. So, by signing up through my referral link and saving tax, you can maximize your savings and get the best possible deal on Hostinger hosting services. Happy hosting! Rupya Bachao: Conclusion By leveraging the tax-saving option on Hostinger, you can further reduce the cost of their already affordable hosting plans. This makes Hostinger an even more attractive choice for anyone looking to establish or grow their online presence. Don’t forget to check out the exclusive referral link we’ve shared to get Hostinger hosting plans at the minimum price possible. With Hostinger, you get excellent value for your money, and with the added tax savings, your investment becomes even more worthwhile. So, why wait? Start your journey with Hostinger today and enjoy top-notch hosting services at unbeatable prices. Signup Now! Hey Readers! We hope you liked this post and got Hostinger at minimum price possible. Make sure to subscribe to Rupya Bachao to get alerts for exclusive deals and loots. We recommned you to also read this post of ours in which we shared the Top 5 most rewarding zero cost credit cards in India in 2024. Happy spending!

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Blog, credit card

Top 5 Zero Fee Credit Cards in India: Maximum Rewards (2024)

Are you looking for credit cards that offer excellent rewards without any joining or annual fees? You’ve come to the right place. In this blog, we will rank the top 5 zero fee credit cards in India for maximum rewards. These cards provide significant benefits, rewards, and savings, making them a great choice for those who want to maximize their spending without incurring extra costs. Top 5 Zero Fee Credit Cards in India for Max Rewards in 2024 Amazon Pay ICICI Bank Credit Card IDFC First Credit Card HSBC Visa Platinum Credit Card SBI SimplyCLICK Credit Card HDFC Millenia Credit Card FAQs Risks & Benefits of Credit Cards #5. Amazon Pay ICICI Bank Credit Card The Amazon Pay ICICI Bank Credit Card is a co-branded credit card that offers substantial rewards for Amazon shoppers. With no joining or annual fee, it’s an excellent choice for regular Amazon customers. But, before applying for this card remember that ICICI credit card discounts are not available on co-branded cards like this Amazon pay ICICI bank credit card. Suitable For Regular Amazon shoppers Individuals who frequently use Amazon Pay Benefits 5% cashback** for Amazon Prime members on Amazon.in 3% cashback for non-Prime members on Amazon.in 2% cashback on bill payment transactions and transactions through Amazon Pay 1% cashback on all other transactions Welcome Benefits: 3 months amazon prime membership, curated offers on recharges, bill payments and shopping. Joining Fee: None Annual Fee: None **Cashback credited directly to Amazon Pay balance. Eligibility Age: 18 to 60 years Regular income source #4. IDFC FIRST Credit Card The IDFC FIRST Credit Card offers a range of rewards and benefits without any joining or annual fees. It’s designed for millennials who enjoy lifestyle and shopping perks. Suitable For Millennials and Travel enthusiasts Benefits 2% Valueback** on all online and offline spends 4 Complimentary Railway Lounge visits per quarter 4 Complimentary Domestic Airport Lounge visits per quarter Fuel surcharge waiver of 1% on fuel purchases Welcome Benefits: Welcome voucher worth Rs 500 on spending just Rs 5,000 in the first 30 days of card generation. Joining Fee: None Annual Fee: None **Cashback directly credited to the card account. Eligibility Age: 21 to 60 years Regular income source #3. HSBC Visa Platinum Credit Card The HSBC Visa Platinum Credit Card offers a host of rewards and benefits, making it an attractive option for those seeking a zero fee credit card with substantial perks. Suitable For Frequent shoppers Travelers Benefits 3x rewards** on dining, hotels, and telecom spends 2x rewards on all other spends Fuel surcharge waiver of 1% on fuel purchases Complimentary access to over 1,000 airport lounges worldwide Exclusive dining and lifestyle offers Welcome Benefits: 10% cashback (up to INR 2,000) on all txns made within the first 90 days Joining Fee: None Annual Fee: None **A Reward Point = 0.25 INR Eligibility Age: 18 to 60 years Regular income source #2. SBI SimplyCLICK Credit Card The SBI SimplyCLICK Credit Card is an ideal choice for online shoppers, offering significant rewards on online transactions. With a zero annual fee on spending just INR 1 lakh annually, it’s a great card to have in your wallet. Suitable For Online shoppers E-commerce enthusiasts Benefits 10x rewards** on online spends with exclusive partners (Amazon, BookMyShow, Cleartrip, Lenskart, etc.) 5x rewards on all other online spends 1 reward point for every INR 100 spent on other categories Fuel surcharge waiver of 1% Welcome Benefits: Amazon e-gift voucher worth INR 500 on joining Joining Fee: INR 499 (waived off on spending INR 1 lakh annually) Annual Fee: INR 499 (waived off on spending INR 1 lakh annually) ** 1 Reward Point = 0.25 INR Eligibility Age: 18 to 65 years Regular income source #1. HDFC Tata Neu Infinity Credit Card The HDFC Tata Neu Infinity Credit Card is specifically designed to cater to the needs of millennials, providing extensive rewards & cashback across a variety of popular categories. It offers a comprehensive set of benefits that make it an attractive option for frequent shoppers and digital enthusiasts. Suitable For: Millennials Frequent shoppers Digital enthusiasts Benefits: 10% NeuCoins on spends on Tata Neu App. (Inclusive of 5% NeuCoins through NeuPass) 5% NeuCoins on spends at Tata partner brands like BigBasket, Croma, Tata 1mg, and more. 5% NeuCoins on Recharges and Bill Payments (including Insurance payments). 1.5% NeuCoins on UPI ID spends and spends at non-Tata brands. Complementary Lounge Access: 8 domestic and 4 International lounge visits per year. Fuel Surcharge Waiver: 1% on fuel transactions. Joining Fee: INR 1499 + GST. Annual Fee: INR 1499 + GST (waived off on spending INR 3,00,000 annually). Welcome Benefits: 1499 NeuCoins on joining (If you paid Rs 1499 as joining fees). ## Like me, You may also get the card for Lifetime Free. 1 NeuCoin is worth Rs 1. Eligibility: Age: 21 to 60 years. Income: Regular source of income required. Credit Score: Good credit score (typically 700+). FAQs on Top 5 Zero Fee Credit Cards in India 1. What is a zero fee credit card? A zero fee credit card is one that doesn’t have any joining or annual fees, allowing users to enjoy benefits without extra costs. 2. How can I maximize the benefits of a zero fee credit card? To maximize benefits, use the card for categories offering the highest rewards and ensure you meet any spending requirements for fee waivers. 3. Are zero fee credit cards suitable for everyone? Yes, they are suitable for a wide range of users, especially those looking to save on fees while still earning rewards. 4. Can I have multiple zero fee credit cards? Yes, you can have multiple zero-cost credit cards to maximize rewards across different categories. 5. Do zero fee credit cards offer less benefits than paid cards? Not necessarily. Many zero fee credit cards offer competitive rewards and benefits, though premium cards might offer additional perks. Risks and Benefits of Credit Cards Benefits Rewards and Cashback: Earn rewards on every spend. Interest-Free Period: Enjoy an interest-free period on purchases. Convenience: Easy and convenient payment method. Credit Score Improvement:

Most rewarding credit cards
Blog, credit card

Top 5 Most Rewarding Credit Cards in India (2024)

Choosing the right credit card can significantly enhance your financial strategy by providing rewards, cashback, and exclusive benefits tailored to your lifestyle. In this blog, we explore the top 5 most rewarding credit cards in India, suitable for various spending habits and preferences. We will detail the benefits, fees, suitability, and eligibility criteria for each card, helping you make an informed decision. Axis Bank Ace Credit Card HDFC Bank Regalia Credit Card SBI Card Elite American Express Platinum Travel Credit Card ICICI Bank Sapphiro Credit Card Risks and Benefits of Credit Cards FAQ Conclusion #1. Axis Bank Ace Credit Card The Axis Bank Ace Credit Card is an excellent choice for individuals seeking high cashback on everyday expenses. It offers substantial cashback on bill payments, recharges, and spending on food delivery services, making it highly beneficial for budget-conscious users. Suitable For Individuals looking for high cashback on everyday expenses Users frequently paying bills and recharges via Google Pay Benefits and Cost Cashback: 5% on bill payments and recharges via Google Pay, 4% on Swiggy, Zomato, and Ola, 2% on other spends. No Cap on Cashback: Unlimited earning potential. Affordable Fee: Low annual fee with the potential for fee waiver. Annual Fee: ₹499 + GST (waived on spending ₹2,00,000 in a year). Joining Fee: ₹499 + GST (Most applicants getting it for Lifetime Free). Eligibility Age: 18-70 years Income: Minimum ₹25,000 per month #2. HDFC Bank Regalia Credit Card​ The HDFC Bank Regalia Credit Card is designed for frequent travelers and high spenders who enjoy luxury and exclusive benefits. With generous reward points and comprehensive travel perks, it stands out as an ideal choice for those seeking premium experiences. Suitable For Frequent travelers or High spenders on dining and shopping Individuals looking for comprehensive insurance coverage Benefits Reward Points: Earn 4 reward points for every ₹150 spent. (1 reward point = ₹0.50) Travel Benefits: Complimentary access to domestic and international airport lounges. Insurance Coverage: Travel insurance including air accident cover. Welcome Benefits: 2,500 reward points as a welcome bonus. Annual Fee: ₹2,500 + GST (waived on spending ₹3,00,000 in a year). Joining Fee: ₹2,500 + GST. Eligibility Age: 21-60 years Income: Minimum ₹1,00,000 per month #3. SBI Card Elite Credit Card The SBI Card Elite is perfect for those who appreciate premium lifestyle benefits and substantial rewards on dining, groceries, and departmental store spends. It is designed to cater to high spenders who want to enjoy exclusive privileges. Suitable For Premium lifestyle enthusiasts High spenders on dining, groceries, and departmental stores Benefits Reward Points: Up to 10x reward points on dining, groceries, and departmental stores. (1 reward point = ₹0.25) Travel Benefits: Complimentary international and domestic lounge visits. Lifestyle Benefits: Exclusive offers on dining, movies, and shopping. Welcome Benefits: E-gift voucher worth ₹5,000. Annual Fee: ₹4,999 + GST (waived on spending ₹10,00,000 in a year). Joining Fee: ₹4,999 + GST. Eligibility Age: 21-70 years Income: Minimum ₹60,000 per month #4. American Express Platinum Travel Credit Card The American Express Platinum Travel Credit Card is tailored for frequent travelers who want to maximize their travel rewards. It offers high reward points and exclusive travel benefits, making it an excellent choice for avid travelers. Suitable For Frequent flyers Travelers looking for exclusive offers Benefits Reward Points: 1 Membership Rewards point for every ₹50 spent. (1 Membership Rewards point = ₹0.50) Travel Benefits: Travel vouchers worth ₹7,700 on milestone spends. Exclusive Offers: Access to travel and hotel offers. Welcome Benefits: 10,000 Membership Rewards points on spending ₹25,000 within 90 days. Annual Fee: ₹3,500 + GST (first year), ₹5,000 + GST (second year onwards). Joining Fee: ₹3,500 + GST. Eligibility Age: 18-70 years Income: Minimum ₹6,00,000 per annum #5. ICICI Bank Sapphiro Credit Card The ICICI Bank Sapphiro Credit Card is designed for affluent individuals who seek a mix of travel and lifestyle benefits. It offers substantial rewards and exclusive privileges, making it suitable for high spenders on travel, dining, and shopping. Best thing about it- It offers best discount across all online shopping platforms including Amazon, Croma, Flipkart and many more. Suitable For Affluent individuals, High spenders on travel, dining, and shopping Benefits Reward Points: Up to 6 payback points per ₹100 spent. (1 payback point = ₹0.25) Travel Benefits: Complimentary access to domestic and international airport lounges. Lifestyle Benefits: Discounts on dining, movies, and shopping. Welcome Benefits: Vouchers worth ₹10,000 on joining. Annual Fee: ₹3,500 + GST (waived on spending ₹6,00,000 in a year). Joining Fee: ₹6,500 + GST. Eligibility Age: 21-70 years Income: Depends upon the bank Risks and Benefits of Credit Cards Benefits Convenience: Easy access to credit for purchases and emergencies. Rewards and Cashback: Earn rewards points, cashback, and travel miles. Build Credit History: Responsible use can improve credit score. Fraud Protection: Safeguards against unauthorized transactions. Purchase Protection: Insurance on big-ticket items and travel insurance. Risks Debt Accumulation: High-interest rates can lead to significant debt if not managed properly. Credit Score Impact: Late payments can negatively affect credit scores. Fees and Charges: Annual fees, late payment fees, and interest charges can add up. Overspending: Easy access to credit may lead to unnecessary spending. Frequently Asked Questions (FAQs) Q1: How do I choose the best credit card for my needs? A: Consider your spending habits, annual fees, rewards, and benefits offered by the card. Choose one that aligns with your lifestyle and financial goals. Q2: Can I have multiple credit cards? A: Yes, having multiple credit cards can help diversify your benefits, but manage them responsibly to avoid debt. Q3: What should I do if I lose my credit card? A: Immediately report the loss to your bank to block the card and prevent unauthorized transactions. Q4: How can I maximize my credit card rewards? A: Use your card for everyday purchases, pay your bills in full each month, and take advantage of bonus reward categories. Q5: Are credit cards safe to use online? A: Yes, credit cards are generally safe for online use, especially if you use secure websites and monitor your statements for unauthorized transactions. Rupya Bachao Conclusion Choosing the right credit card

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Get Kwality Wall’s 700ml Vanilla Tub for Free

Get Kwality Wall’s 700ml Vanilla Tub for Free with Swiggy Instamart Order Are you craving a delicious treat to beat the summer heat? Look no further! Swiggy Instamart is offering an irresistible deal: Get Kwality Wall’s 700ml Vanilla Tub for free with your order. This amazing offer is available for new users as well as those who haven’t used Swiggy Instamart in a while. Here’s how you can grab this sweet deal! How to Get Kwality Wall’s 700ml Vanilla Tub for Free? For New Users: Download and Install the Swiggy App: If you haven’t already, download the Swiggy app from the Google Play Store or Apple App Store. Sign Up with Code 3D62182CK: During the sign-up process, you may use the code 3D62182CK to unlock signup offers. Browse Swiggy Instamart: Open the Swiggy app and navigate to the Instamart section. Add Items to Your Cart: Make sure your cart value is at least ₹199. Apply the Freebie Coupon: Look for the coupon code offering freebies. Choose the vanilla ice cream coupon or another freebie of your preference. Place Your Order: Proceed to checkout, and you’ll receive Kwality Wall’s 700ml Vanilla Tub for free along with your order. For Returning Users: Open the Swiggy App: Launch the app on your device. Go to Instamart: Tap on the Instamart tab to start shopping. Fill Your Cart: Ensure your cart value is at least ₹199. Find the Freebie Coupon: Look for the coupon code that offers freebies in the coupon section. Select Your Freebie: Choose the vanilla ice cream coupon or another freebie that suits your taste. Place Your Order: Complete the purchase, and enjoy Kwality Wall’s 700ml Vanilla Tub for free or the freebie you selected. Why You Shouldn’t Miss This Free Ice Cream Offer? This limited-time offer from Swiggy Instamart is perfect for anyone who loves ice cream and great deals. Whether you’re new to Swiggy or returning after a break, you can enjoy a delightful treat without spending a dime on the ice cream itself. Plus, with Swiggy’s quick and reliable delivery, you’ll have your favorite goodies at your doorstep in no time. Benefits of Kwality Wall’s 700ml Vanilla Tub Delicious Flavor: Known for its rich and creamy texture, Kwality Wall’s Vanilla Ice Cream is a favorite among ice cream lovers. Perfect for All Ages: Whether you’re a child or an adult, this classic vanilla flavor is sure to satisfy your sweet tooth. Ideal for Any Occasion: Enjoy it as a dessert after meals, a snack during the day, or as a treat during gatherings and celebrations. Tips for Making the Most of Swiggy Instamart Explore Other Freebies: Swiggy Instamart often has various freebies available, so keep an eye out for other great deals. Check for Promotions: Apart from the free ice cream offer, there might be additional promotions that you can combine with your order. Order Essentials: While you’re at it, stock up on daily essentials to meet the minimum cart value requirement. Payment Offers: Look for payment offers or make payment with your HDFC Swiggy credit card to get additional cashback. Conclusion Don’t miss out on this fantastic opportunity to get a free Kwality Wall’s Vanilla Ice Cream Tub with your Swiggy Instamart order. Whether you’re new to the platform or a returning user, this offer is too good to pass up. Follow the simple steps outlined above, and enjoy a sweet treat on us. Happy shopping and happy eating! Make sure to share this blog with your friends and family, so they can also take advantage of this incredible deal. If you liked this post then you might also like the previous post in which we shared the trick to get a free medium paneer tikka pizza. Stay tuned for more exciting offers and updates from Swiggy Instamart. Happy shopping!

Free Ice cream Offer
Online Food

Free Ice cream Offer (Kwality Walls Vanilla Tub) [July 2024]

Free Ice Cream Offer: Get Kwality Wall’s 700ml Vanilla Tub for Free on Swiggy Instamart Are you craving a delicious treat to beat the summer heat? Look no further! Swiggy Instamart is offering an irresistible free ice cream offer. Get a free Kwality Wall’s Vanilla Ice Cream Tub with your order. This amazing offer is available for new users as well as those who haven’t used Swiggy Instamart in a while. Here’s how you can grab this sweet deal! How to Claim the Free Ice Cream Offer? For New Users: Download and Install the Swiggy App: If you haven’t already, download the Swiggy app from the Google Play Store or Apple App Store. Sign Up with Code 3D62182CK: During the sign-up process, you may use the code 3D62182CK to unlock signup offers. Browse Swiggy Instamart: Open the Swiggy app and navigate to the Instamart section. Add Items to Your Cart: Make sure your cart value is at least ₹199. Apply the Freebie Coupon: Look for the coupon code offering freebies. Choose the vanilla ice cream coupon or another freebie of your preference. Place Your Order: Proceed to checkout, and you’ll receive your free Kwality Wall’s Vanilla Ice Cream Tub along with your order. For Returning Users: Open the Swiggy App: Launch the app on your device. Go to Instamart: Tap on the Instamart tab to start shopping. Fill Your Cart: Ensure your cart value is at least ₹199. Find the Freebie Coupon: Look for the coupon code that offers freebies in the coupon section. Select Your Freebie: Choose the vanilla ice cream coupon or another freebie that suits your taste. Place Your Order: Complete the purchase, and enjoy your free Kwality Wall’s Vanilla Ice Cream Tub or the freebie you selected. Why You Shouldn’t Miss This Free Ice Cream Offer? This limited-time offer from Swiggy Instamart is perfect for anyone who loves ice cream and great deals. Whether you’re new to Swiggy or returning after a break, you can enjoy a delightful treat without spending a dime on the ice cream itself. Plus, with Swiggy’s quick and reliable delivery, you’ll have your favorite goodies at your doorstep in no time. Benefits of Kwality Wall’s Vanilla Ice Cream Delicious Flavor: Known for its rich and creamy texture, Kwality Wall’s Vanilla Ice Cream is a favorite among ice cream lovers. Perfect for All Ages: Whether you’re a child or an adult, this classic vanilla flavor is sure to satisfy your sweet tooth. Ideal for Any Occasion: Enjoy it as a dessert after meals, a snack during the day, or as a treat during gatherings and celebrations. Tips for Making the Most of Swiggy Instamart Explore Other Freebies: Swiggy Instamart often has various freebies available, so keep an eye out for other great deals. Check for Promotions: Apart from the free ice cream offer, there might be additional promotions that you can combine with your order. Order Essentials: While you’re at it, stock up on daily essentials to meet the minimum cart value requirement. Payment Offers: Look for payment offers or make payment with your HDFC Swiggy credit card to get additional cashback. Conclusion Don’t miss out on this fantastic opportunity to get a free Kwality Wall’s Vanilla Ice Cream Tub with your Swiggy Instamart order. Whether you’re new to the platform or a returning user, this offer is too good to pass up. Follow the simple steps outlined above, and enjoy a sweet treat on us. Happy shopping and happy eating! Make sure to share this blog with your friends and family, so they can also take advantage of this incredible deal. If you liked this post then you might also like the previous post in which we shared the trick to get a free medium paneer tikka pizza. Stay tuned for more exciting offers and updates from Swiggy Instamart. Happy shopping!

Crownit Survey | Upload Bills and Earn Money (Amazon)
Cashback, Survey

Earn Instant Money: Complete Crownit Live Survey Now!

Complete Crownit Live Survey & Earn Instant Money Now! With over 1 million downloads Crownit is the most loved and genuine app for taking online surveys and earning real money from home. Fill Crownit Live Survey and Earn Instant Money! Apart from taking surveys on mobile, you can upload your everyday bills like grocery, fuel, food delivery, utility, travel, hotel etc and get rewarded for that. Here, in this post, we have share a Crownit live survey and its requirements. Try to give your opinion as honestly as you can. All the best! Crownit Live Survey to Earn Instant Money Registration for Crownit Live Survey: First, you need to register here to access all the Crownit live survey. Crownit Live Survey Requirements: First, click on the link to the Crownit live survey. (Reward: Rs 125) I received this message on 28/07/2024. Might expire within a week. This survey needs a Female Respondent, aged more than 36 (age: 36-40) I filled this survey with Chennai as the Location.  This survey revolves around Black Tea Brands like Lipton, Tetley, Organic India, etc. Now, just be patient, don’t try to be fast, give your honest opinions and just enjoy the survey. Once you have completed the Crownit live survey, it will be sent for review.  You will receive the scratch card within a week. You can redeem it for Paytm/UPI.   Hey Readers, We hope you find this deal post useful and claimed these limited time offers. These blogs may contain affiliate links as they help us run this website while serving you with the best offers for free. We would also recommend you to read our previous post in which we shared a Trick to Get EatSure Medium Paneer Tikka Pizza for Free.  Enjoy the Deals!

Crownit Survey | Upload Bills and Earn Money (Amazon)
Cashback, Survey

Earn Instant Money: Complete Crownit Live Surveys Now!

Complete Crownit Live Survey & Earn Instant Money Now! With over 1 million downloads Crownit is the most loved and genuine app for taking online surveys and earning real money from home. Fill Crownit Live Survey and Earn Instant Money! Apart from taking surveys on mobile, you can upload your everyday bills like grocery, fuel, food delivery, utility, travel, hotel etc and get rewarded for that. Here, in this post, we have share a Crownit live survey and its requirements. Try to give your opinion as honestly as you can. All the best! Crownit Live Survey to Earn Instant Money Registration for Crownit Live Survey: First, you need to register here to access all the Crownit live survey. Crownit Live Survey Requirements: First, click on the link to the Crownit live survey. (Reward: Rs 180) I received this message on 28/07/2024. Might expire within a week. This survey needs a Female Respondent, aged more than 36 (age: 36-40) I filled this survey with Chennai as the Location.  This survey revolves around BLDC Fans Brands like Orient, Atomberg, etc. Now, just be patient, don’t try to be fast, give your honest opinions and just enjoy the survey. Once you have completed the Crownit live survey, it will be sent for review.  You will receive the scratch card within a week. You can redeem it for Paytm/UPI.   Hey Readers, We hope you find this deal post useful and claimed these limited time offers. These blogs may contain affiliate links as they help us run this website while serving you with the best offers for free. We would also recommend you to read our previous post in which we shared a Trick to Get EatSure Medium Paneer Tikka Pizza for Free.  Enjoy the Deals!

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